Self funders: paying for your own care and support
Even if you pay for your own care and support, you can still benefit from contacting us.
What help is there for self funders?
How much money can I have before I am responsible for funding my own care?
How else can self funders benefit?
We can help self funders with:
- information about local services
- help from us to arrange your care and support
- we have a responsibility for safeguarding adults from harm and will deal with all issues of abuse whether you are a self funder or have council-funded care and support. Follow this link to find out more about safeguarding adults.
- services which are not chargeable
- access to non-residential care and support services which could be charged at a reduced rate
- Deferred Payment Agreements – so you don’t have to sell your home during your lifetime to pay your care home fees
Deferred Payment Agreements
We will pay your care home fees for you and you can delay paying us back until you choose to sell your home, or if you prefer, until after your death.
Can the council arrange my residential care home for me?
Can the council arrange my home care or day care for me?
What happens if I am a self funder but my money is running out?
If you live in your own home and receive care and support, you should make sure you have enough money to fund four weeks of your charges before your savings get down to £23,250.
If you are in a residential care home or a nursing home, you should make sure that you have enough money to fund at least 10 weeks of your care charges before your savings get down to £23,250.
Can I get help understanding what I need to pay?
Yes. Even if you are a self funder you can still have a financial assessment. As part of the assessment we can help you to understand your care costs. If you are a self funder you might also want to seek independent financial advice. Follow this link to find out more about independent financial advice.