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Luton Borough Council

Pension Credit


Pension Credit is extra money to help with your living costs if you're over State Pension age and living on a low income. Pension Credit can also help with housing costs such as ground rent or service charges.

You might get extra help if you’re a carer, severely disabled, or responsible for a child or young person.

Pension Credit is separate from your State Pension. You might be able to get it even if you have other income, savings or assets.


Claiming Pension Credit could mean a few extra pounds and open the door to other benefits. These could include:

  • free NHS dental treatment and check-ups
  • free sight tests, vouchers for glasses and contact lenses
  • help with travel costs to and from hospital
  • Cold Weather Payments
  • a free TV licence

What can I get?

To find out if you’re eligible for Pension Credit and how much you could get, you can use the Pension Credit Calculator.

You’ll need details of:

  • Earnings, benefits and pensions.
  • Savings and investments.
  • You’ll need the same details for your partner if you have one.,/li>

How do I apply?

Apply online

This site will guide you through the application process. There’s plenty of support on there if you need it when making your claim online.

Or apply by calling the Pension Credit claim line 0800 99 1234.

© 2024 Luton Council, Town Hall, Luton LU1 2BQ